Insurance Means

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. 

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Types of Insurance

Different types of general insurance include motor insurance, health insurance, travel insurance, and home insurance

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Benefits of insurance

The obvious and most important benefit of insurance is the payment of losses.   The second benefit of insurance is managing cash flow uncertainty.  

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COMMON TYPES OF INSURANCE

1. Health Insurance 2. Car Insurance 3. Life Insurance 4. Home Insurance

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Principals of insurance

 Six basic principles must be insurable interest, Utmost good faith, proximate cause, indemnity, subrogation and contribution.  

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Education Insurance

An education insurance provide a lump sum amount of money when your child reaches the age for higher education and gains entry into college (18 years and above) 

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Life insurance

Life insurance is insurance on your life. You buy life insurance to make sure your dependents are financially secured in the event of your untimely demise. 

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What are the tax benefits on insurance?

 Life insurance premium of up to ₹1.5 lakh can be claimed as a tax-saving deduction under Section 80C

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What are the tax benefits on insurance?

–Medical insurance premium of up to ₹25,000 for yourself and your family and ₹25,000 for your parents tax-saving deduction under Section 80D

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Insurance Policy Means

The insurer and the insured get a legal contract for the insurance, which is called the insurance policy. 

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Insurance Buying Process

Be it life insurance, health insurance or general insurance, you can buy an insurance policy offline as well as online.